Most of you have probably heard me plug ING Direct the last few years. After recent financial news, I thought I'd plug it again. If you're still paying for checks, stamps, and getting .001% interest on your checking (and not much more on your saving account) -- you should check it out. It's a super easy website to use, and the MasterCard uses any 'Allpoint' ATM for fee-free. CDs have great rates too (but their mutual funds don't have a long history yet; I recommend TRowePrice)Here's a good overview/review I found online.
No minimums, no fees, great rates. The way banks should be!
If you want a $25 bonus for opening an account with $250 or more, let me know and I'll send you a link.